Federal Higher Ed Updates with Alex Ricci
Why it matters
Major changes to student aid programs and loan limits will significantly impact higher education institutions and students, requiring preparation for implementation challenges.
Key takeaways
- Title IV changes: Workforce Pell Grant expansion and loan repayment modifications will affect students and institutions
- Loan limit overhaul: Effective July 1, 2026, Graduate PLUS loans will be eliminated (with grandfathering) and Parent PLUS loans will have hard caps ($20,500 annual, $65,000 aggregate)
- Accountability measures: New earnings accountability test represents first significant federal focus on student outcomes
- Employer benefits: Section 127 employer education assistance ($5,250) now permanent and inflation-indexed
Negotiated rulemaking update
- Recent narrowly-focused rulemaking session addressed PSLF eligibility restrictions per Trump’s executive order, with no consensus reached.
- Department of Education likely to release draft rules within 30-45 days, with potential finalization before October 2025.
- Future rulemaking may follow this faster, more targeted approach focusing on single issues.